FREE LFE 101

FREE LIFE 101

TERMS OF SERVICE

These terms and conditions shall govern your use of our website. By using our website, you accept these terms and conditions in full; accordingly, if you disagree with these terms and conditions or any part of these terms and conditions, you must not use our website.If you register with our website, submit any material to our website or use any of our website services, we will ask you to expressly agree to these terms and conditions.

Copyright notice :

30135 Summit Dr Suite 201, Farmington Hills, MI 48334

Subject to the express provisions of these terms and conditions:

We, together with our licensors, own and control all the copyright and other intellectual property rights in our website & social media and the material on our website & social media; and all the copyright and other intellectual property rights in our website & social media and the material on our website are reserved.

Technical malfunction : FreeLife 101 doesn’t compensates for technical malfunctions on our systems that prohibit your use of our services.

Refund :

The FreeLife 101 services shares market views and opinions, which due to volatile market circumstances, are always open to change. You as a trader are in control of your own risks within the market. For these reasons, we operate a no refund policy unless in the events specified below.

Pricing error :

If we incorrectly state a price to you whether online or otherwise, we are not obliged to provide you with a subscription, even if we have mistakenly accepted your offer to buy a subscription at that price, and reserve the right to subsequently notify you of any pricing error.If we do this, you may cancel the subscription without any obligation to us and we will refund you any money you have paid us in full or you may pay the correct price. If you refuse to exercise either of these choices we may cancel your subscription and will refund you any money you have paid us in full. We will always act according to good faith in determining whether a genuine pricing error has occurred.

Cancellation by us :

If you have not breached any aspect in line with the Terms and Conditions and we terminate or suspend your subscription and/or permanently cease publishing FreeLife 101 or cease to provide subscription services, unless there are exceptional circumstances, we will provide you with a pro rata refund to your credit card. This means that we will refund you any amounts that you have paid us in advance that relate to any remaining and unexpired period of your subscription.

License to use website :

You may:

View pages from our website in a web browser;

download pages from our website for caching in a web browser;

print pages from our website;

stream video files from our website; and

use our website services by means of a web browser,

subject to the other provisions of these terms and conditions.

Except as expressly permitted by (1) in this section or the other provisions of these terms and conditions, you must not download any material from our website or save any such material to your computer.You may only use our website for your own personal and business purposes, and you must not use our website for any other purposes.Except as expressly permitted by these terms and conditions, you must not edit or otherwise modify any material on our website.Unless you own or control the relevant rights in the material, you must not:

republish material from our website (including republication on another website);

sell, rent or sub-license material from our website;

show any material from our website in public;

exploit material from our website for a commercial purpose; or

redistribute material from our website.

We reserve the right to restrict access to areas of our website, or indeed our whole website, at our discretion; you must not circumvent or bypass, or attempt to circumvent or bypass, any access restriction measures on our website.

Acceptable use :

You must not:

use our website in any way or take any action that causes, or may cause, damage to the website or impairment of the performance, availability or accessibility of the website;

use our website in any way that is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity;

use our website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software;

conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to our website without our express written consent;

access or otherwise interact with our website using any robot, spider or other automated means, except for the purpose of search engine indexing;

use data collected from our website for any direct marketing activity (including without limitation email marketing, SMS marketing, telemarketing and direct mailing).

You must not use data collected from our website to contact individuals, companies or other persons or entities.

You must ensure that all the information you supply to us through our website, or in relation to our website, is true, accurate, current, complete and non-misleading.

Registration and account :

You may register for an account with our website by completing and submitting the account registration form on our website.

You must not allow any other person to use your account to access the website.

You must notify us in writing immediately if you become aware of any unauthorised use of your account.

User login details :

Your user ID must not be liable to mislead and must comply with Your Content Rules; you must not use your account or user ID for or in connection with the impersonation of any person.You must keep your password confidential.You must notify us in writing immediately if you become aware of any disclosure of your password.

You are responsible for any activity on our website arising out of any failure to keep your password confidential, and may be held liable for any losses arising out of such a failure.

Suspension , renewal and cancellation of your account :

Free Life 101 reserves the right to gives a no refund policies on all services for any suspension , renewal and cancellation of your account.

Your content : licence :

In these terms and conditions, “your content” means all works and materials (including without limitation text, graphics, images, audio material, video material, audio-visual material, scripts, software and files) that you submit to us or our website for storage or publication on, processing by, or transmission via, our website.

You grant to us a worldwide, irrevocable, non-exclusive, royalty-free licence to use, reproduce, store and publish your content on and in relation to this website and any successor website.

You grant to us the right to sub-license the rights licensed under (2) of this section.

You grant to us the right to bring an action for infringement of the rights licensed under (2) of this section.

You hereby waive all your moral rights in your content to the maximum extent permitted by applicable law; and you warrant and represent that all other moral rights in your content have been waived to the maximum extent permitted by applicable law.

Without prejudice to our other rights under these terms and conditions, if you breach any provision of these terms and conditions in any way, or if we reasonably suspect that you have breached these terms and conditions in any way, we may delete, unpublish or edit any or all of your content.

Your content : rules :

You warrant and represent that your content will comply with these terms and conditions.

Your content must not be illegal or unlawful, must not infringe any person’s legal rights, and must not be capable of giving rise to legal action against any person (in each case in any jurisdiction and under any applicable law).

Your content, and the use of your content by us in accordance with these terms and conditions, must not:

be libellous or maliciously false;

be obscene or indecent;

infringe any copyright, moral right, database right, trade mark right, design right, right in passing off, or other intellectual property right;

infringe any right of confidence, right of privacy or right under data protection legislation;

constitute negligent advice or contain any negligent statement;

constitute an incitement to commit a crime;

be in contempt of any court, or in breach of any court order;

be in breach of racial or religious hatred or discrimination legislation;

be blasphemous;

be in breach of official secrets legislation;

be in breach of any contractual obligation owed to any person;

constitute spam;

be offensive, deceptive, fraudulent, threatening, abusive, harassing, anti-social, menacing, hateful, discriminatory or inflammatory; or

cause annoyance, inconvenience or needless anxiety to any person.

Limited warranties :

We do not warrant or represent:

the completeness or accuracy of the information published on our website;

that the website or any service on the website will remain available.

We reserve the right to discontinue or alter any or all of our website services, and to stop publishing our website, at any time in our sole discretion without notice or explanation; and save to the extent expressly provided otherwise in these terms and conditions, you will not be entitled to any compensation or other payment upon the discontinuance or alteration of any website services, or if we stop publishing the website.

To the maximum extent permitted by applicable law and subject to (1) of Limitations and Exclusions of Liability, we exclude all representations and warranties relating to the subject matter of these terms and conditions, our website and the use of our website.

Limitations and exclusions of liability :

Nothing in these terms and conditions will:

limit or exclude any liability for death or personal injury resulting from negligence;

limit or exclude any liability for fraud or fraudulent misrepresentation;

limit any liabilities in any way that is not permitted under applicable law; or

exclude any liabilities that may not be excluded under applicable law.

The limitations and exclusions of liability set out in this Section and elsewhere in these terms and conditions :

this title is subject to Section (1) of the limitations and exlusions of liability section; and govern all liabilities arising under these terms and conditions or relating to the subject matter of these terms and conditions, including liabilities arising in contract, in tort (including negligence) and for breach of statutory duty, except to the extent expressly provided otherwise in these terms and conditions.

To the extent that our website and the information and services on our website are provided free of charge, we will not be liable for any loss or damage of any nature.

We will not be liable to you in respect of any losses arising out of any event or events beyond our reasonable control.

We will not be liable to you in respect of any business losses, including (without limitation) loss of or damage to profits, income, revenue, use, production, anticipated savings, business, contracts, commercial opportunities or goodwill.

We will not be liable to you in respect of any loss or corruption of any data, database or software.

We will not be liable to you in respect of any special, indirect or consequential loss or damage.

You accept that we have an interest in limiting the personal liability of our officers and employees and, having regard to that interest, you acknowledge that we are a limited liability entity; you agree that you will not bring any claim personally against our officers or employees in respect of any losses you suffer in connection with the website or these terms and conditions (this will not, of course, limit or exclude the liability of the limited liability entity itself for the acts and omissions of our officers and employees).

Accuracy of information :

While FreeLife101 has made every effort to ensure the accuracy of the information on the site, the information and content is subject to change without notice and is provided for the sole purpose of assisting traders to make independent investment decisions. VisionsFX has taken reasonable measures to ensure the accuracy of the information on the site. However, we do not guarantee its accuracy, and will not accept liability for any loss or damage that may arise directly or indirectly from the content or your inability to access the site, for any delay in or failure of the transmission or the receipt of any instruction or notifications sent through this Web site. All content on our site is presented only as of the date published or indicated, and may be superseded by subsequent market events or for other reasons. In addition, you are responsible for setting the cache settings on your browser to ensure you are receiving the most recent data.

Limitations on investment guidance and professional advice :

FreeLife101 is not intended to provide legal, tax or investment advice. You are solely responsible for determining whether any investment, investment strategy or related transaction is appropriate for you based on your personal investment objectives, financial circumstances and risk tolerance. You should consult your legal, tax professional or investment advisor regarding your specific situation.From time to time we may, at our discretion, provide incidental information, general advice and recommendation on our own initiative. However, we shall not be under any obligation to provide on-going general advice in relation to the management of your investment unless otherwise agreed between you and us.

Where we do provide general trading recommendations, market commentary, guidance or other information:

it is provided solely to enable you to make your own investment decisions and does not amount to a personal recommendation or to advice;

we give no representation, warranty or guarantee as to the accuracy or completeness of such information or as to the legal, tax or accountancy consequences of any transaction;

where information is in the form of a document containing a restriction on the person or category of persons for whom that document is intended or to whom it is distributed, you agree that you will not pass it on contrary to that restriction;

we do not provide specific investment advice and will not advise on the merits or otherwise of your trades or transactions;

the decision to place a trade is yours alone. You are responsible for the effect a trade might have on any account or open positions;

such information may not be consistent with our proprietary investments if any, or those of our associates, directors, employees or agents.

Breaches of these terms and conditions

Without prejudice to our other rights under these terms and conditions, if you breach these terms and conditions in any way, or if we reasonably suspect that you have breached these terms and conditions in any way, we may:

send you one or more formal warnings;

temporarily suspend your access to our website;

permanently prohibit you from accessing our website;

block computers using your IP address from accessing our website;

contact any or all of your internet service providers and request that they block your access to our website;

commence legal action against you, whether for breach of contract or otherwise; and/or

suspend or delete your account on our website.

Where we suspend or prohibit or block your access to our website or a part of our website, you must not take any action to circumvent such suspension or prohibition or blocking including without limitation, creating and/or using a different account.

Variation :

We may revise these terms and conditions from time to time.The revised terms and conditions shall apply to the use of our website from the date of publication of the revised terms and conditions on the website, and you hereby waive any right you may otherwise have to be notified of, or to consent to, revisions of these terms and conditions.

Assignement :

You hereby agree that we may assign, transfer, sub-contract or otherwise deal with our rights and/or obligations under these terms and conditions. You may not without our prior written consent assign, transfer, sub-contract or otherwise deal with any of your rights and/or obligations under these terms and conditions.

Severability :

If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect.If any unlawful and/or unenforceable provision of these terms and conditions would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.

Third party rights :

Certain content, products and services available via our Service may include materials from third-parties.Third-party links on this site may direct you to third-party websites that are not affiliated with us. We are not responsible for examining or evaluating the content or accuracy and we do not warrant and will not have any liability or responsibility for any third-party materials or websites, or for any other materials, products, or services of third-parties.

We are not liable for any harm or damages related to the purchase or use of goods, services, resources, content, or any other transactions made in connection with any third-party websites. Please review carefully the third-party’s policies and practices and make sure you understand them before you engage in any transaction. Complaints, claims, concerns, or questions regarding third-party products should be directed to the third-party.

Entire agreement :

Subject to Limitations and Exclusions of Liability, these terms and conditions, together with our privacy and refund policy, shall constitute the entire agreement between you and us in relation to your use of our website and shall supersede all previous agreements between you and us in relation to your use of our website.

Collecting personal information :

We may collect, store and use the following kinds of personal information:

Information about your computer and about your visits to and use of this website (including your IP address, geographical location, browser type and version, operating system, referral source, length of visit, page views and website navigation paths)

Information that you provide to us when registering with our website (including your email address);

information that you provide to us for the purpose of subscribing to our email notifications and/or newsletters (including your name and email address)

Information that you provide to us when using the services on our website, or that is generated in the course of the use of those services (including the timing, frequency and pattern of service use)

Information that you provide to us when subscribing or using our webinar services

Information relating to any purchases you make of our services or any other transactions that you enter into through our website (including your name, address, telephone number, email address and card details);

information that you post to our website for publication on the internet (including your user name, your profile pictures and the content of your posts)

Information contained in or relating to any communication that you send to us or send through our website (including [the communication content and metadata associated with the communication); and any other personal information that you choose to send to us.

Before you disclose to us the personal information of another person, you must obtain that person’s consent to both the disclosure and the processing of that personal information in accordance with this policy.

Updating information :

Please let us know if the personal information that we hold about you needs to be corrected or updated. You can do this by emailing us at [email protected]

Using personal information :

Personal information submitted to us through our website will be used for the purposes specified in this policy or on the relevant pages of the website.We may use your personal information to:

Administer our website and business;

Personalise our website for you;

Enable your use of the services available on our website;

Supply to you services purchased through our website;

Send statements, invoices and payment reminders to you, and collect payments from you;

Send you non-marketing commercial communications;

Send you email notifications that you have specifically requested;

Send you our email newsletter, if you have requested it (you can inform us at any time if you no longer require the newsletter);

Send you marketing communications relating to our business or the businesses of carefully-selected third parties which we think may be of interest to you, by post or, where you have specifically agreed to this, by email or similar technology (you can inform us at any time if you no longer require marketing communications);

Provide third parties with statistical information about our users (but those third parties will not be able to identify any individual user from that information);

Deal with enquiries and complaints made by or about you relating to our website;

Keep our website secure and prevent fraud; and verify compliance with the terms and conditions governing the use of our website.

If you submit personal information for publication on our website, we will publish and otherwise use that information in accordance with the licence you grant to us.We will not, without your express consent, supply your personal information to any third party for the purpose of their or any other third party’s direct marketing.All our website financial transactions are handled through our payment services provider, [PayPal]. You can review the provider’s privacy policy at [www.paypal.com]. We will share information with our payment services provider only to the extent necessary for the purposes of processing payments you make via our website, refunding such payments and dealing with complaints and queries relating to such payments and refunds.

Disclosing personal information :

We may disclose your personal information to any of our employees and professional advisers insofar as reasonably necessary for the purposes set out in this policy. This may include service providers and specialist advisers who have been contracted to provide us with administrative, IT, financial, regulatory, compliance, insurance, research or other services.

We may disclose your personal information to any member of our group of companies (this means our subsidiaries, our ultimate holding company and all its subsidiaries) insofar as reasonably necessary for the purposes set out in this policy.

We may disclose your information to brokers with whom we have a mutual relationship.

We may disclose your personal information: to the extent that we are required to do so by law;

In connection with any ongoing or prospective legal proceedings;

In order to establish, exercise or defend our legal rights (including providing information to others for the purposes of fraud prevention and reducing credit risk);

To any person who we reasonably believe may apply to a court or other competent authority for disclosure of that personal information where, in our reasonable opinion, such court or authority would be reasonably likely to order disclosure of that personal information.

Anyone authorised by you

Except as provided in this policy, we will not provide your personal information to other third parties.

International data transfers :

Information that we collect may be stored and processed in and transferred between any of the countries in which we operate in order to enable us to use the information in accordance with this policy.

Personal information that you publish on our website or submit for publication on our website may be available, via the internet, around the world. We cannot prevent the use or misuse of such information by others.

You expressly agree to the transfers of personal information described in disclosing personal information.

Retaining personal information :

Safeguarding the privacy of your information is important to us, whether you interact with us personally, by phone, by mail, over the interest or any other electronic device. We hold personal information in a combination of secure computer storage facilities and paper-based files and other records, and take steps to protect the personal information we hold from misuse, loss, unauthorised access, and modification of disclosure.

When we consider that personal information is no longer needed, we will remove any details that will identify you or we will securely destroy the records.

However, we may need to maintain records for a significant period of time. For example, we are subject to certain anti-money laundering laws, which require us to retain:

A copy of the documents we used to comply with our customer due diligence obligations; and

Supporting evidence and records of transactions with you and your relationship with us;

For a period of five years after our business relationship with you has ended.

If we hold any personal information in the form of a recorded communication, by telephone, electronic, in person or otherwise, this information will be held in line with local regulatory requirements which will either be 5 years or 10 years after our business relationship with you has ended.

Where you have opted out of receiving marketing communications we will hold your details on our opt out list so that we know you do not want to receive these communications.

Security of personal information :

We will take reasonable technical and organisational precautions to prevent the loss, misuse or alteration of your personal information.

We will store all the personal information you provide on our secure password and firewall-protected servers.

All electronic financial transactions entered into through our website will be protected by encryption technology.

You acknowledge that the transmission of information over the internet is inherently insecure, and we cannot guarantee the security of data sent over the internet.

You are responsible for keeping the password you use for accessing our website confidential; we will not ask you for your password (except when you log in to our website).

Amendments :

We may update this policy from time to time by publishing a new version on our website.

You should check this page occasionally to ensure you are happy with any changes to this policy.

All current users will be provided with an updated privacy policy email, providing access to this page.

Your rights :

You may instruct us to provide you with any personal information we hold about you; provision of such information will be subject to: the supply of appropriate evidence of your identity (for this purpose, we will usually accept a photocopy of your passport certified by a solicitor or bank plus an original copy of a utility bill showing your current address).

We may withhold personal information that you request to the extent permitted by law.

You may instruct us at any time not to process your personal information for marketing purposes.Please email us at [email protected]

In practice, you will usually either expressly agree in advance to our use of your personal information for marketing purposes, or we will provide you with an opportunity to opt out of the use of your personal information for marketing purposes

Third party links :

You might find links to third party websites on our Website. These websites should have their own privacy policies, which you should check. We do not accept any responsibility or liability for their policies whatsoever as we have no control over them.

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